Exclusive Offer for Sydney Homeowners
Reduce Your monthly payments today with lower interest rates for your home loan
Save more by paying less for your home loan.
Our Lenders
Paul Rossi
Managing Director at Capwealth
22+ Years Experience
as Financial Advisor & Mortgage Broking
Why Refinance with Capwealth?
Lower Monthly Payments, Boost Your Savings
Become a savvy homeowner and free up cash by refinancing to a lower rate, gaining the added benefit of boosting your savings
Access Home Equity
Leverage your investment and use the equity your house has gained over the years.
Fast Track Home Ownership
As an established homeowner, you can improve your financial security by refinancing to a lower payment.
Flexible Options
Choose from a variety of refinancing options tailored to your unique situation.
Super Simple 3 Step Process
1
Free Strategy Session
Schedule a no-obligation consultation with our mortgage experts.
2
Personalised solution
We’ll assess your financial situation and present the best refinancing options.
3
Application process
We’ll assist you in completing the application and gathering necessary documents.
What They Say About Us
Frequently Asked Questions
What is refinancing?
Refinancing is the process of replacing your existing loan with a new one, typically to secure a lower interest rate, reduce monthly payments, or change the loan term. It can also be used to access equity in your home.
Why should I consider refinancing my mortgage?
Refinancing can offer several benefits, including:
- Lowering your monthly mortgage payments
- Reducing the total interest paid over the life of the loan
- Switching from an adjustable-rate mortgage (ARM) to a fixed-rate mortgage
- Accessing cash from your home equity for major expenses
How do I know if refinancing is right for me?
To determine if refinancing is suitable for you, consider:
- Current interest rates compared to your existing rate
- Your financial goals (e.g., lower payments, shorter loan term)
- How long you plan to stay in your home
- The costs associated with refinancing
How long does the refinancing process take?
The refinancing process typically takes 30 to 45 days, but it can vary based on factors such as the lender, the complexity of your financial situation, and the current market conditions.
Can I refinance if I have bad credit?
While having bad credit can make refinancing more challenging, it is not impossible. Some lenders specialize in working with borrowers with lower credit scores. However, you may face higher interest rates or less favorable terms.
How do I get started with refinancing?
To begin the refinancing process, contact our team to discuss your options. We will guide you through the necessary steps, help you gather required documents, and find the best loan terms for your situation.
Lower Your Interest Rate Today
Click the link below to get a personalised solution for you!